The standard fire policy will indemnify you against physical or material destruction to buildings and/or their contents, occasioned by any of the following perils: Actual fire, Lightning, Explosion, Bursting or overflowing of water tanks, pipes and apparatus, Aircraft and other aerial devices or articles dropped therefrom, riot, flood, bush fire, etc.

The properties to be insured are your office furniture, fixtures, and fittings, stock of materials etc. The policy can also cover such property held by you in trust or on commission. This policy could be arranged to cover loss or damage to any of the under listed items: