Householders / House Owners Insurance

This policy is designed to provide cover for risk associated with residential buildings and contents. The available plans are Householder Insurance (content only), Householder Insurance (contents and occupant accidental protection), and Householder/House owners Comprehensive Insurance (building, content, and occupant accidental protection).

Benefits of House Owners Insurance

This plan protects occupants, building & the contents of private dwellings against loss resulting from the followings:

Fire, Lightning, Explosion,
Aircraft damage
Impact Damage by Road Vehicles/Animals not belonging to or under the control of the insured,
Bursting or Overflowing of Water Tanks, Apparatus or Pipes,
Bushfire, Riot, and Strike, Malicious damage, Tornado, Flood, Earthquake.
Legal liabilities to third parties order than family members.
Covers the money you would lose, as a landlord, if your property becomes uninhabitable due to an insured event (e.g. a fire or flood) and your tenants are forced to move out.
Theft of the insured’s furniture and other belongings.
Damage to premises during a burglary.

Benefits of House Owners Insurance

This protects occupants and contents of the household from losses resulting from any of the followings:

Fire, Lightning, Explosion,
Aircraft damage
Impact Damage by Road Vehicles/Animals not belonging to or under the control of the insured,
Bursting or Overflowing of Water Tanks, Apparatus or Pipes,
Bushfire, Riot, and Strike, Malicious damage, Tornado, Flood, Earthquake.
Legal liabilities to third parties order than family members.
Covers the money you would lose, as a landlord, if your property becomes uninhabitable due to an insured event (e.g. a fire or flood) and your tenants are forced to move out.
Theft of the insured’s furniture and other belongings.
Damage to premises during a burglary.

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